PocketSmith Budget

Overview

Features Accounts — bank accounts and mortgages (with any account named "Home Loans" broken out into its own group), subtotaled per currency, with a grand total per currency. Zero-balance accounts are hidden, and any account can be excluded from the dashboard entirely via Settings. Cards & Loans — credit cards and other loans, grouped and subtotaled the same way as Accounts. Budget — a Net Spend/Surplus bar plus a per-category breakdown split into Incomes and Expenses, with ‹ › buttons to browse other months. Each section also gets its own bold Incomes/Expenses Total row when it has more than one budgeted category. Any category can be excluded from the dashboard (and the toolbar badge's pace calculation) via Settings. Every month shows actual vs budgeted for each category, along with the signed variance (+ favourable — under budget for expenses or above target for income; − unfavourable).